We’ve created a helpful video guide to help you understand your next3step statement. This can be viewed by logging into My Account and selecting ‘Monthly Statements’ from the menu on the left-hand side. Alternatively, click here to view the video.
Minimum payment
This is the Minimum Payment you must make by the date shown to keep your account up-to-date. If you only pay the Minimum Payment each month, it will take you longer and cost more to clear your balance.
3Step payment
The 3Step payment is the amount you must pay by your due date shown on your statement to prevent your 3Step purchase balance from gaining interest. If you do not make the 3Step payment in full and on time, interest will be charged at the standard rate (29.9% per annum variable).
Present balance
This is the balance on your Next3Step account, at the time your statement is produced. (This may not include any recent orders or returns).
Arrears section
This summary view is located at both the top & bottom of your statement and will only be presented if your Next3Step account is in arrears.
Arrears to be paid immediately
This is the total of any payments we requested on your previous statements that you didn’t pay which is due now.
Total Required
This is the total value of your Arrears to be paid immediately and the Minimum Payment amount.