Do I need to shop a minimum amount to be able to use pay in 3? No, you can add any purchase value to your pay in 3 account. Was the information in this article clear and useful? Yes No Related articles Can I have a nextpay and pay in 3 credit account at the same time? What would happen if I missed a pay in 3 Payment? How could pay in 3 by Next work for me? Opening an account How much will my credit limit be?