If you don’t make the full 3Step Payment on time in any month, you’ll be charged interest on your account balance at the Standard Rate.
If you don’t make the Minimum Payment in full or on time your account will be in arrears, which can affect your credit score. If you miss two Minimum Payments, you’ll be asked to pay a late payment fee of £7.50.
If you only make the Minimum Payment each month it will take longer and cost more to repay your balance.
If you experience difficulty making payments, please don't hesitate to contact us via email, or you can chat with us here.